Team |

Renée CHAO-BEROFF
General Manager
General Manager of PAMIGA and Research Director of CIDR, Renée Chao-Beroff holds a Ph.D in Economics and Finance. Mrs. Chao-Beroff has worked in economic development and microfinance for 30 years. She developed the self-managed village saving and loan bank model (Caisse villageoise d’épargne et de credit autogérées, or CVECA’s) which has brought sustainable microfinance to remote rural areas across West and Central Africa. Mrs. Chao-Beroff regularly advises donors, governments, national networks and MFIs and teaches microfinance at the Center for Finance, Economics and Banking Studies in France as well as the Boulder microfinance program.
Mrs Chao-Beroff was a member of the Policy Advisory Group from 1995 to 1999 and presently sits on the CGAP Executive Committee.

René AZOKLY
Senior microfinance expert, West Africa Representative
René Azokly served 12 years (1996 to 1998) as Chief Executive Officer of PADME, one of the largest microfinance institutions in West Africa.
He chaired the board of several national and international organizations, such as the Professional Association of Microfinance Institutions in Benin (the Consortium Alafia) and the African Network of Microfinance (AFMIN). He was a member of the Advisors Group to the United Nations International Year of Microcredit in 2005. Finally, he was a trainer in microfinance and corporate governance in several African universities and institutions.

Fouad ABDELMOUMNI
Environment and Microfinance Programme Director
Fouad Abdelmoumni has worked in the microfinance sector and development of microenterprises for more than 20 years. He was the first General Manager of Al Amana Association in Morocco, the largest microfinance institution in North Africa and Middle East. He was also the President of the Sanabel network of microfinance institutions in Arab countries. He was a member of the Advisors Group to the United Nations International Year of Microcredit.

Jacinta KAMEMBA MAIYO
Chief Information Technology Advisory Officer
Jacinta KAMEMBA MAIYO is a microfinance expert with broad experience in managing information technology projects. She has taken part in various projects which involved consulting services for MFIs. She previously worked with as a project manager for an Africa wide programme with Grameen Foundation and was a lead consultant for Spasys Ltd. Jacinta is well versed with various MIS systems for MFIs and has been involved in software and vendor selection for several MFIs. Having worked in the microfinance arena for over 16 years, Jacinta brings internal knowledge of microfinance into play. She is highly skilled in project management, business analysis and information systems policy formulation. She has undertaken both long and short-term assignments, in multi-disciplinary consulting teams, either as the lead consultant and sometimes providing technical assistance.

Snezana JOVIC
Programme Manager
Graduate from the University Paris IX Dauphine in Business Administration in Developing Countries, Ms. Jovic has over seven years’ experience in marketing and communication in the private sector. She joined PAMIGA in July 2008 after a two-month on-site mission in Mali and Burkina Faso for CIDR.
As a PAMIGA Programme Manager, she brings her expertise in fields such as MFIs' social performance, financial education for clients, commercial development and performance management, market research and clients' satisfaction studies. She is also in charge of internal communication (with members) and external communication (website, newsletter, promotional events).

Claire OZANNE
Senior Officer - Institutional Strengthening and Risk Management
Graduate from HEC Paris School of Management, Ms. Ozanne is in charge of strengthening institutional aspects within PAMIGA member MFIs. She is currently working in

Mathieu MERCERET
Investment Director, PAMIGA Finance
Graduate in Strategy and Finance from ESCP Europe Business School, Mathieu Merceret has previous experience in portfolio management and development of International Structured Finance at BNP Paribas in Paris and in Latin America. He then participated in the creation and management of a venture capital portfolio in Mexico, and finally joined the transaction advisory services and M&A team at Ernst & Young in Paris. Today, he manages PAMIGA Finance, PAMIGA's debt and equity investment vehicule.

Teddy K. EKOUE KOUVAHEY
Senior Programme Officer, "Water and Microfinance Initiative"
Teddy K. Ekoue-Kouvahey holds a master degree in Administration from the Metropolitan College of New York and has more than 8 year experience in the field of Microfinance. He is currently in charge of the program Water and Microfinance initiated by PAMIGA. He has previously worked for PADME, CARE international, Siom Consulting, Crema Consulting and Freedom from Hunger, where he was successively Research and Evaluation Coordinator for the Microfinance and Health Protection Initiative, and Technical Advisor for the Credit with Education Program.

Marion ALLET
Senior Programme Officer - Environment & Microfinance
Graduate from Sciences Po Paris and from the European Microfinance Program, Marion Allet worked for two years in international cooperation before specializing in microfinance. Since 2009, she has been developing a specific expertise in "green microfinance", undertaking a PhD in economics and management on "Microfinance and the Environmental Bottom Line". Before joining PAMIGA, Marion worked for over three years with PlaNet Finance on a project of access to renewable energies and energy efficiency through microfinance (Morocco, Egypt). As PAMIGA Environment & Microfinance Programme Officer, she supports member MFIs in developing adapted financial products for energy access.

Moussoukoura DIARRA
Administrative and Financial Manager
Graduate from The BIOFORCE Institute, Moussoukoura DIARRA brings over 4 years of working experience in the field of emergency action and international development programmes. During her professional experience, mostly in African countries, she has developed in-depth skills in budget management and controlling. She previously worked for international NGOs such as Action contre la Faim or Solidarités International. She joined PAMIGA in November 2012 as Finance and Programme Manager.
Pamiga works closely with a pool of microfinance experts who have a good knowledge of Pamiga partner MFI and can bring additional skills to our team:
Nathalie Assouline, Pierre Daubert, Christine Poursat (ALIA), Paul Picot, Soulemane Djobo (CIDR), among others.